Most Recent Blog Posts

Aug 20, 2013

Attitude: A characteristic for success25

Whether it is business, athletics, the classroom, or social interactions, attitude transcends society. Yes, as the road warrior, I am constantly....More
Aug 15, 2013

Points of Advice for Young Producers: Part 29

My favorite advice is to prepare and use a written business plan. Vision, core values and goals, along with an outline of operations, finances, risk....More
Aug 06, 2013

Points of Advice for Young Producers: Part 1

As many of you know, I conduct many programs for young and beginning producers. Sometimes the “young” attribute does not really apply, as many people....More
Jul 30, 2013

Where is the Work in Working Capital?11

A producer from Ohio really challenged a young lender the other day. He stated, “You lenders and academics preach that I need working capital....More
Jul 23, 2013

Question of the Month: Chinese Purchase of Smithfield5

Without a doubt, the most popular issue I have been asked about this month, and perhaps this year, by e-mail and at face-to-face and virtual seminars....More
Jul 16, 2013

Bankers’ Views: Part 2

In the last column, discussion centered on bankers’ views on interest rates based upon seniors enrolled in the 64th annual session of the Graduate....More
Jul 09, 2013

Bankers’ Views: Part 1

Everyone is watching the U.S. Federal Reserve and the central banks of the world. The bankers were asked to provide their feedback on when there....More
Jul 02, 2013

What is Happening in the Economy?15

The rainy weather has played havoc in planting and harvesting crops on the East Coast, but it is better than a drought. That being said, let’s....More
Jun 25, 2013

Family Living Costs Gone Wild? Part 2

In the last article, discussion centered on farm family living cost trends based upon the family living data provided by Nebraska Farm Business, Inc....More
Jun 18, 2013

Family Living Costs Gone Wild?7

One of the major discussion points at ag lending and banking schools is the trend in family living costs and withdrawals from farm and ranch....More
Jun 11, 2013

Three Generations in the Workforce3

During a recent ag lender training session in Charlotte, N.C., Ronnie Hucks, VP of AgFirst Farm Credit Bank, discussed an interesting observation....More
Jun 04, 2013

Criteria for Enduring the Commodity Super Cycle and Land Value Correction3

If a farm is profitable and the profits are allocated properly, all financial criteria on the farm and ranch business will improve. In recent years....More
May 28, 2013

How Long Will Federal Reserve Continue "Easy Money" Policy?122

The stock market recently bounced to a record high of 15,000. Central banks around the world are opening up the floodgates of stimulus. In my road....More
May 21, 2013

Perspectives on U.S. Farm Debt387

There is considerable discussion among agricultural economists and lenders concerning the status and trends of U.S. farm debt. Let’s dig deeper into....More
May 14, 2013

Shock and Stress Testing: Analysis by Lenders10

One of the major financial shock tests that a lender must perform concerns concentration of credit. Regulators and oversight specialists are very....More
What's Road Warrior?

Dave Kohl is an ag economist specializing in business management and ag finance. He can be reached at

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