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How Lenders Let the Air Out Of Their Customer’s Financial Balloon 

By Dr. David M. Kohl

Judging from this column’s title, I bet you are thinking a producer or a group of producers must have just had their credit requests rejected. To the contrary, a recent panel of producers identified what disturbs them...

The Risk Of Selling The Farm: Part 2 

By Dr. David M. Kohl

Last time we discussed possible risks that are inherent to those cashing in on the red-hot land market. The bottom line questions to ask are, “Does it fit my goals?” and “Will I have enough income from the proceeds to make a living given the impact of inflation over time?”...

The Risk Of Selling The Farm: Part 1 

By David Kohl

I just finished my 18th year lecturing at the Graduate School of Banking at Louisiana State University (LSU). This year we had 600 plus bankers from the U.S. and Mexico that spent two weeks engaged in intense education. In the evening I play hoops with some of the youngsters, and at my age they are all younger...

Seven Reasons Businesses Fail 

Steve Abercrombie is a lecturer at the Louisiana State University Graduate School of Banking who teaches a course on Advisory Banking. The following are Steve’s thoughts on why businesses fail based upon the many thousands of businesses he and his firm work with annually...

The Financial Illiteracy Of Business People 

By David Kohl

Recently, I had the opportunity to sit in on an Advisory Banking class at the Graduate School of Banking at LSU, which was taught by Steve Abercrombie, an excellent instructor from Seattle, WA. Steve has worked as both a banker and...

Biggest Obstacle Facing Agriculture 

By David Kohl

A question from a lender in our online agricultural lender course stimulated some great thought: With all the obstacles and challenges agriculture faces today, such as bird flu, weather, imports, fuel and energy costs, what do you see as the most urgent and pertinent threat ...

Livestock Agriculture: A Look Back And Ahead 

By: David Kohl

The grain markets are ret hot with escalating land values and cash rents that are based upon producer and investor expectations that markets have moved to ...

Planning In Good Times 

By David Kohl

Josh, who is a lender and a student in our online training program, asked an excellent question pertaining to a previous article in this column concerning failure to plan in good times. What are some things for ag lenders to look for ...

State Of The Economy 

By David Kohl

The U.S. economy is in a holding pattern. Will it bounce back to a growth pattern or move into a recession? Currently, the economy is facing...

Observations From My Spring Road Trip 

By David Kohl

Travel has taken me to the four corners of the U.S. and Canada recently. In this whirlwind tour, the following are some of my observations of agriculture and the economy...

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