If a farmer is unable to plant soybeans on or before June 10 in Minnesota because of an insurable loss, farmers have a similar set of options. They may: 

  • Plant soybeans during the 25-day late planting period with the production guarantee being reduced 1%/day for each day planting is delayed after the final planting date.
  • Plant soybeans after the late planting period – after July 5. The insurance guarantee will be 60%, the same as the insurance guarantee provided for prevented planting coverage.
  • Not plant a crop and receive a prevented planting payment.
  • Plant a cover crop and receive a prevented planting payment.
  • After the late planting period ends, plant the acreage to another crop (second crop) and receive a reduced prevented planting payment for the soybean.

The first step for farmers is to contact their crop insurance agent to review their policy and options before making a decision. Farmers and their advisers can use a worksheet developed by Iowa State and adapted for Minnesota by Kent Olson to evaluate their options when prevented from planting. The worksheet also helps in the evaluation of whether to replant or not. The worksheet is available on Extension's Agricultural Business Management news page.

USDA's Risk Management Agency's (RMA) has information on final planting dates and other crop insurance information. RMA defines prevented planting as a failure to plant an insured crop with the proper equipment by the final planting date designated in the insurance policy's actuarial documents or during the late planting period, if applicable, due to an insured cause of loss that is general to the surrounding area and that prevents other producers from planting acreage with similar characteristics. Read information on RMA's Prevented Planting fact sheet (pdf).


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