Road Warrior http://cornandsoybeandigest.com/blog/70011/feed en Perspective on the lending industry http://cornandsoybeandigest.com/blog/perspective-lending-industry <div class="node-body blog-body"><p>Today’s producers face squeezed margins and immense industry change; some voluntary and some not. The lender sitting on the other side of the desk has a very similar view. </p></div> <div class="og_rss_groups"><ul class="links"><li class="og_links first last"><a href="/blog/road-warrior">Road Warrior</a></li> </ul></div><p><a href="http://cornandsoybeandigest.com/blog/perspective-lending-industry" target="_blank">read more</a></p> http://cornandsoybeandigest.com/blog/perspective-lending-industry#comments Issues Management Road Warrior Mon, 27 Jul 2015 18:38:00 +0000 99831 at http://cornandsoybeandigest.com Farm management strategies for tough economic times http://cornandsoybeandigest.com/blog/farm-management-strategies-tough-economic-times <div class="node-body blog-body"><p>Economic health and viability are at the forefront for many involved in today’s agriculture industry. While some may prefer to just eat ice cream and hope for improved opportunities, proactive management strategies will be required for success.</p></div> <div class="og_rss_groups"><ul class="links"><li class="og_links first last"><a href="/blog/road-warrior">Road Warrior</a></li> </ul></div><p><a href="http://cornandsoybeandigest.com/blog/farm-management-strategies-tough-economic-times" target="_blank">read more</a></p> http://cornandsoybeandigest.com/blog/farm-management-strategies-tough-economic-times#comments Issues Management Road Warrior Tue, 21 Jul 2015 21:16:00 +0000 99411 at http://cornandsoybeandigest.com Ag lender transition http://cornandsoybeandigest.com/blog/ag-lender-transition <div class="node-body blog-body"><p>Agriculture is in a time of transition that will affect assets, operations and people. The ag lending industry, however, is also in a time of significant transition. Similar to agriculture, the careful management of this transition will be critical; especially, as some segments of agriculture enter turbulent economic times. </p></div> <div class="og_rss_groups"><ul class="links"><li class="og_links first last"><a href="/blog/road-warrior">Road Warrior</a></li> </ul></div><p><a href="http://cornandsoybeandigest.com/blog/ag-lender-transition" target="_blank">read more</a></p> http://cornandsoybeandigest.com/blog/ag-lender-transition#comments Issues Management Road Warrior Tue, 14 Jul 2015 20:11:00 +0000 99221 at http://cornandsoybeandigest.com State of the U.S. ag economy: Energy, row crops, consumer sentiment http://cornandsoybeandigest.com/blog/state-us-ag-economy-energy-row-crops-consumer-sentiment <div class="node-body blog-body"><p>Overall, the United States economy at halftime will grade out strong for the coasts and in the southern part of the country. Weather will of course, continue to play a large role in our overall economic state. In any scenario, however, a sense of caution is prudent in the flyover states.</p></div> <div class="og_rss_groups"><ul class="links"><li class="og_links first last"><a href="/blog/road-warrior">Road Warrior</a></li> </ul></div><p><a href="http://cornandsoybeandigest.com/blog/state-us-ag-economy-energy-row-crops-consumer-sentiment" target="_blank">read more</a></p> http://cornandsoybeandigest.com/blog/state-us-ag-economy-energy-row-crops-consumer-sentiment#comments Issues Management Road Warrior Tue, 07 Jul 2015 22:17:00 +0000 99111 at http://cornandsoybeandigest.com Surviving an economic downturn in the agriculture industry http://cornandsoybeandigest.com/blog/surviving-economic-downturn-agriculture-industry <div class="node-body blog-body"><p>While difficult, decisions of restraint during the super cycle of profits put producers at an advantage going into this economic downturn. Many of them forward priced with a guaranteed profit instead of waiting for possible higher profits. This looks like a smart strategy from today’s perspective.</p></div> <div class="og_rss_groups"><ul class="links"><li class="og_links first last"><a href="/blog/road-warrior">Road Warrior</a></li> </ul></div><p><a href="http://cornandsoybeandigest.com/blog/surviving-economic-downturn-agriculture-industry" target="_blank">read more</a></p> http://cornandsoybeandigest.com/blog/surviving-economic-downturn-agriculture-industry#comments Issues Management Road Warrior Tue, 30 Jun 2015 14:09:00 +0000 99031 at http://cornandsoybeandigest.com Agriculture super-cycles are not the norm http://cornandsoybeandigest.com/blog/agriculture-super-cycles-are-not-norm <div class="node-body blog-body"><p>A long term trend cannot be determined by two year periods prior or post; nevertheless, adjustments in profit levels appear to be settling in. Multi-year, high profits cause margin compression as fixed and variable costs increase. This is just another example of the old saying, “high profits cure high profits.”</p></div> <div class="og_rss_groups"><ul class="links"><li class="og_links first last"><a href="/blog/road-warrior">Road Warrior</a></li> </ul></div><p><a href="http://cornandsoybeandigest.com/blog/agriculture-super-cycles-are-not-norm" target="_blank">read more</a></p> http://cornandsoybeandigest.com/blog/agriculture-super-cycles-are-not-norm#comments Issues Management Road Warrior Tue, 23 Jun 2015 19:51:00 +0000 98781 at http://cornandsoybeandigest.com Global trade risk, part 2: What actions can farmers take http://cornandsoybeandigest.com/blog/global-trade-risk-part-2-what-actions-can-farmers-take <div class="node-body blog-body"><p>It is imperative in today’s world of trade risk to build up extra liquidity or working capital reserves. How much is enough depends on debt servicing requirements, and marketing and risk management plans including crop insurance. </p></div> <div class="og_rss_groups"><ul class="links"><li class="og_links first last"><a href="/blog/road-warrior">Road Warrior</a></li> </ul></div><p><a href="http://cornandsoybeandigest.com/blog/global-trade-risk-part-2-what-actions-can-farmers-take" target="_blank">read more</a></p> http://cornandsoybeandigest.com/blog/global-trade-risk-part-2-what-actions-can-farmers-take#comments Issues Management Road Warrior Tue, 16 Jun 2015 19:11:00 +0000 98601 at http://cornandsoybeandigest.com Global trade risk, part 1 http://cornandsoybeandigest.com/blog/global-trade-risk-part-1 <div class="node-body blog-body"><p>The number one risk facing agriculture is international trade, because many facets of the agriculture industry are internationally interconnected. The slowdown of emerging economies is in full gear, and the results are being observed in the re-entrenchment of prices for commodities such as grains, oil, steel and copper. The slowdown is targeted toward the flyover states, i.e. the agricultural and rural regions in the U.S.</p></div> <div class="og_rss_groups"><ul class="links"><li class="og_links first last"><a href="/blog/road-warrior">Road Warrior</a></li> </ul></div><p><a href="http://cornandsoybeandigest.com/blog/global-trade-risk-part-1" target="_blank">read more</a></p> http://cornandsoybeandigest.com/blog/global-trade-risk-part-1#comments Corn Issues Soybeans Import and Export Management Road Warrior Tue, 09 Jun 2015 17:32:00 +0000 98401 at http://cornandsoybeandigest.com Signs of storm clouds in agriculture: Operating credit, asset sales http://cornandsoybeandigest.com/blog/signs-storm-clouds-agriculture-operating-credit-asset-sales <div class="node-body blog-body"><p>Storm clouds are building as American agriculture, specifically the grain sector, is entering phase one of the post-commodity super cycle downturn. One of the first signs of a downturn is buildup of machinery and equipment inventory on dealership lots. Another: access to short-term operating credit will become an issue as some producers fail to meet existing loan covenants.</p></div> <div class="og_rss_groups"><ul class="links"><li class="og_links first last"><a href="/blog/road-warrior">Road Warrior</a></li> </ul></div><p><a href="http://cornandsoybeandigest.com/blog/signs-storm-clouds-agriculture-operating-credit-asset-sales" target="_blank">read more</a></p> http://cornandsoybeandigest.com/blog/signs-storm-clouds-agriculture-operating-credit-asset-sales#comments Issues Management Road Warrior Mon, 01 Jun 2015 19:08:00 +0000 98121 at http://cornandsoybeandigest.com Are ag outlooks from 2010 on track in 2015? http://cornandsoybeandigest.com/blog/are-ag-outlooks-2010-track-2015 <div class="node-body blog-body"><p>If you look back five years, what would you have said then compared to where we are today? Let’s dial the time machine back to 2010 and examine some of the hits and misses in economic projections.</p></div> <div class="og_rss_groups"><ul class="links"><li class="og_links first last"><a href="/blog/road-warrior">Road Warrior</a></li> </ul></div><p><a href="http://cornandsoybeandigest.com/blog/are-ag-outlooks-2010-track-2015" target="_blank">read more</a></p> http://cornandsoybeandigest.com/blog/are-ag-outlooks-2010-track-2015#comments Issues Management Road Warrior Tue, 26 May 2015 19:58:00 +0000 97921 at http://cornandsoybeandigest.com 10 perspectives on ag business from a college student http://cornandsoybeandigest.com/blog/10-perspectives-ag-business-college-student <div class="node-body blog-body"><p>I gave a recent conference attendee an assignment to complete during his nearly two hour drive home that evening. His assignment was to come up with 10 perspectives from my speech and give them to mom to turn in when she returned the next morning. And he did. From moderation in family living cost to knowing your bottom line, that young college student picked up my tips for success.</p></div> <div class="og_rss_groups"><ul class="links"><li class="og_links first last"><a href="/blog/road-warrior">Road Warrior</a></li> </ul></div><p><a href="http://cornandsoybeandigest.com/blog/10-perspectives-ag-business-college-student" target="_blank">read more</a></p> http://cornandsoybeandigest.com/blog/10-perspectives-ag-business-college-student#comments Issues Management Road Warrior Wed, 20 May 2015 00:20:00 +0000 97751 at http://cornandsoybeandigest.com Tips for working effectively with your ag lender, part 2 http://cornandsoybeandigest.com/blog/tips-working-effectively-your-ag-lender-part-2 <div class="node-body blog-body"><p>Last week we talked about cash flow, sensitivity analyses and liquidity and how those matter when working with your ag lender. This week, lets go over the importance of a business plan, communications and productive assets.</p></div> <div class="og_rss_groups"><ul class="links"><li class="og_links first last"><a href="/blog/road-warrior">Road Warrior</a></li> </ul></div><p><a href="http://cornandsoybeandigest.com/blog/tips-working-effectively-your-ag-lender-part-2" target="_blank">read more</a></p> http://cornandsoybeandigest.com/blog/tips-working-effectively-your-ag-lender-part-2#comments Issues Management Road Warrior Wed, 13 May 2015 01:39:00 +0000 97371 at http://cornandsoybeandigest.com Tips to work effectively with your ag lender, part 1 http://cornandsoybeandigest.com/blog/tips-work-effectively-your-ag-lender-part-1 <div class="node-body blog-body"><p>During a recent panel, a participant asked CEOs from lending associations the following: Based on your experience, what are five points of wisdom that can increase our chances of working more effectively with our own lender and being successful? Here are their answers.</p></div> <div class="og_rss_groups"><ul class="links"><li class="og_links first last"><a href="/blog/road-warrior">Road Warrior</a></li> </ul></div><p><a href="http://cornandsoybeandigest.com/blog/tips-work-effectively-your-ag-lender-part-1" target="_blank">read more</a></p> http://cornandsoybeandigest.com/blog/tips-work-effectively-your-ag-lender-part-1#comments Corn Issues Soybeans Road Warrior Tue, 05 May 2015 20:38:00 +0000 97241 at http://cornandsoybeandigest.com Farm management best practices: Areas for concern http://cornandsoybeandigest.com/blog/farm-management-best-practices-areas-concern <div class="node-body blog-body"><p>In an environment of reduced prices and relatively high costs, the financials can quickly get out of hand if they are not analyzed and monitored. As producers look to diversify or shift enterprises, penciling out possible outcomes is critical upfront. </p></div> <div class="og_rss_groups"><ul class="links"><li class="og_links first last"><a href="/blog/road-warrior">Road Warrior</a></li> </ul></div><p><a href="http://cornandsoybeandigest.com/blog/farm-management-best-practices-areas-concern" target="_blank">read more</a></p> http://cornandsoybeandigest.com/blog/farm-management-best-practices-areas-concern#comments Issues Management Road Warrior Tue, 28 Apr 2015 21:32:00 +0000 97181 at http://cornandsoybeandigest.com Farm management best practices http://cornandsoybeandigest.com/blog/farm-management-best-practices <div class="node-body blog-body"><p>Best management practices are hot topics inside and outside of agriculture. Have you ever wondered how you stack up as an agriculture producer? This year’s group survey at TEPAP results exhibited three potential weaknesses given the current agricultural economy which is transition.</p></div> <div class="og_rss_groups"><ul class="links"><li class="og_links first last"><a href="/blog/road-warrior">Road Warrior</a></li> </ul></div><p><a href="http://cornandsoybeandigest.com/blog/farm-management-best-practices" target="_blank">read more</a></p> http://cornandsoybeandigest.com/blog/farm-management-best-practices#comments Issues Management Road Warrior Tue, 21 Apr 2015 20:56:00 +0000 97061 at http://cornandsoybeandigest.com