Road Warrior http://cornandsoybeandigest.com/blog/70011/feed Dave Kohl is an ag economist specializing in business management and ag finance. He can be reached at sullylab@vt.edu. en The loan process isn't easy, you have to get past the review and the regulator http://cornandsoybeandigest.com/blog/loan-process-isnt-easy-you-have-get-past-review-and-regulator <div class="node-body blog-body">Getting the loan may not be as easy as you think. Loans require a financial review and getting past the regulator. </div> <p><a href="http://cornandsoybeandigest.com/blog/loan-process-isnt-easy-you-have-get-past-review-and-regulator" target="_blank">read more</a></p> http://cornandsoybeandigest.com/blog/loan-process-isnt-easy-you-have-get-past-review-and-regulator#comments Marketing Long-Term Operating Loans Road Warrior Mon, 22 Aug 2016 21:23:00 +0000 106201 at http://cornandsoybeandigest.com Family living conundrum: Expenses have doubled but farm income has fell http://cornandsoybeandigest.com/blog/family-living-conundrum-expenses-have-doubled-farm-income-has-fell <div class="node-body blog-body">With farm income down, families must find ways to cut their costs in order for a farm to make a profit.</div> <p><a href="http://cornandsoybeandigest.com/blog/family-living-conundrum-expenses-have-doubled-farm-income-has-fell" target="_blank">read more</a></p> http://cornandsoybeandigest.com/blog/family-living-conundrum-expenses-have-doubled-farm-income-has-fell#comments Marketing Long- Term Operating Plan Road Warrior Tue, 16 Aug 2016 13:01:00 +0000 106061 at http://cornandsoybeandigest.com The shell game: Farmers are playing a dangerous game http://cornandsoybeandigest.com/blog/shell-game-farmers-are-playing-dangerous-game <div class="node-body blog-body">Some farmers are playing a dangerous game with farm debt.</div> <p><a href="http://cornandsoybeandigest.com/blog/shell-game-farmers-are-playing-dangerous-game" target="_blank">read more</a></p> http://cornandsoybeandigest.com/blog/shell-game-farmers-are-playing-dangerous-game#comments Marketing Loans/Credit Road Warrior Mon, 08 Aug 2016 15:07:00 +0000 105801 at http://cornandsoybeandigest.com From the other side of the agricultural lenders' IPad http://cornandsoybeandigest.com/blog/other-side-agricultural-lenders-ipad <div class="node-body blog-body">Every industry has its trials and tribulations even the agricultural lending industry. Check out what lenders say they battle regularly.</div> <p><a href="http://cornandsoybeandigest.com/blog/other-side-agricultural-lenders-ipad" target="_blank">read more</a></p> http://cornandsoybeandigest.com/blog/other-side-agricultural-lenders-ipad#comments Marketing Long- Term Operating Plan Road Warrior Mon, 01 Aug 2016 20:29:00 +0000 105611 at http://cornandsoybeandigest.com The achilles heel of larger operations http://cornandsoybeandigest.com/blog/achilles-heel-larger-operations <div class="node-body blog-body">Large operations are being targeted by lenders because they are the most vulnerable because they can quickly lose six figures of net worth and profits.</div> <p><a href="http://cornandsoybeandigest.com/blog/achilles-heel-larger-operations" target="_blank">read more</a></p> http://cornandsoybeandigest.com/blog/achilles-heel-larger-operations#comments Issues Accounting System Road Warrior Mon, 25 Jul 2016 20:25:00 +0000 105461 at http://cornandsoybeandigest.com Knowing what's on your credit report may be key for your soybean and corn operations http://cornandsoybeandigest.com/blog/knowing-whats-your-credit-report-may-be-key-your-soybean-and-corn-operations <div class="node-body blog-body">As agricultural credit tightens, corn and soybean producers with a keen financial IQ will remain successful.</div> <p><a href="http://cornandsoybeandigest.com/blog/knowing-whats-your-credit-report-may-be-key-your-soybean-and-corn-operations" target="_blank">read more</a></p> http://cornandsoybeandigest.com/blog/knowing-whats-your-credit-report-may-be-key-your-soybean-and-corn-operations#comments Marketing Long- Term Operating Plan Road Warrior Mon, 18 Jul 2016 14:58:00 +0000 105251 at http://cornandsoybeandigest.com Keep a level head when assessing farm financials http://cornandsoybeandigest.com/blog/keep-level-head-when-assessing-farm-financials <div class="node-body blog-body"><p>In the emotionally charged era of the economic downturn, interesting exchanges occur between lender and borrower.</p> <p>At a recent agricultural bankers&rsquo; conference, one lender asked, &ldquo;What do you say to a farmer that tells you, &lsquo;It&rsquo;s my net worth and if I want to lose $200,000 in equity it is mine, not yours.&rsquo;&rdquo; Well, in some cases, producers with high net worth may feel able to take the economic hit. However, there may be more to a comment like this that necessitates further examination.&nbsp;</p></div> <p><a href="http://cornandsoybeandigest.com/blog/keep-level-head-when-assessing-farm-financials" target="_blank">read more</a></p> http://cornandsoybeandigest.com/blog/keep-level-head-when-assessing-farm-financials#comments Marketing Long-Term Operating Loans Road Warrior Mon, 11 Jul 2016 19:37:00 +0000 105131 at http://cornandsoybeandigest.com Brexit impacts on the ag economy http://cornandsoybeandigest.com/blog/brexit-impacts-ag-economy <div class="node-body blog-body"><p>Welcome to the wild world of global economics and politics complete with advanced technologies and constant information! This environment will create havoc and mayhem; but more importantly, opportunities for those who plan, execute and monitor.</p></div> <p><a href="http://cornandsoybeandigest.com/blog/brexit-impacts-ag-economy" target="_blank">read more</a></p> http://cornandsoybeandigest.com/blog/brexit-impacts-ag-economy#comments Issues Marketing Management Road Warrior Tue, 05 Jul 2016 20:09:00 +0000 104981 at http://cornandsoybeandigest.com Mid-year ag review: Profits, millennials, land values and ag lending http://cornandsoybeandigest.com/blog/mid-year-ag-review-profits-millennials-land-values-and-ag-lending <div class="node-body blog-body"><p>As we look back over the year thus far, agriculture continues to face various challenges in many different areas. From regulations to input costs, and generational transition to strategic business plans, producers must continue to address the important issues, not just the urgent. What will happen in the remaining months of the 2016? Well, only time will tell but as the old adage says, “Hope for the best and plan for the worst.” </p></div> <p><a href="http://cornandsoybeandigest.com/blog/mid-year-ag-review-profits-millennials-land-values-and-ag-lending" target="_blank">read more</a></p> http://cornandsoybeandigest.com/blog/mid-year-ag-review-profits-millennials-land-values-and-ag-lending#comments Issues Management Road Warrior Tue, 28 Jun 2016 16:51:00 +0000 104901 at http://cornandsoybeandigest.com Do NOT cash in your retirement account http://cornandsoybeandigest.com/blog/do-not-cash-your-retirement-account <div class="node-body blog-body"><p>At a recent women’s conference on agriculture, I received several questions about cashing out retirement accounts. One woman's husband suggested cashing it in in order to purchase additional land that would generate higher returns than an investment account. In short, my answer was, “No! No! No!” </p></div> <p><a href="http://cornandsoybeandigest.com/blog/do-not-cash-your-retirement-account" target="_blank">read more</a></p> http://cornandsoybeandigest.com/blog/do-not-cash-your-retirement-account#comments Issues Management Road Warrior Tue, 21 Jun 2016 15:12:00 +0000 104801 at http://cornandsoybeandigest.com