More in Issues

  • May 31, 2016
    blog

    Land values decline, continuing correction

    Based on recent data, there appears to be evidence that a reduction in average land values has been occurring in some regions of the U.S., including the Upper Midwest. Much lower corn and soybean prices in 2014 and 2015 have resulted in significant reductions in farm income levels, thus putting downward pressure on average land values in many areas....More
  • May 31, 2016
    blog

    Crop input costs are adjusting

    Is there any hope for reduction of crop input costs including cash rent expense? The short answer is yes. According to data, rent, fertilizer, fuel and drying costs are slowing decreasing, says David Kohl....More
  • May 24, 2016
    blog

    Willingness to repay: Ag loan repayment plans

    With more farmers incurring negative margins, the "willingness to repay" will be increasingly scrutinized, and could be a challenge. Therefore, a plan B, or perhaps plan C, may be needed to meet commitments on a timely basis....More
  • May 16, 2016
    blog

    You're not special: The value of customer service 1

    Unfortunately, human interaction is often an overlooked skill. Whether it is a farmer, rancher, lender, supplier or agribusiness professional, the art of one-on-one interactions can be a competitive advantage....More
  • May 10, 2016
    blog

    5 considerations for fixed vs. variable interest rates

    Now that interest rates have increased, many producers want to know whether they should fix interest rates on their loans or continue on with a variable rate. Here are five considerations when making that choice for your farm loan....More
  • May 3, 2016
    blog

    Recession impact on Baby Boomer retirement from farm business

    The best approach to a retirement decision starts personally and requires examination of several factors. A plan that is thoughtful and thorough in considering goals, health, expenses and income is a good start in the right direction....More
  • Apr 26, 2016
    blog

    Farmers must manage variable and fixed costs in 2016

    Yes, costs do lag prices in decline, but they are resetting. In the meantime, producers must cover variable and fixed expenses in order to continue daily operations and management....More
  • Apr 19, 2016
    blog

    Q+A with David Kohl: Lending, farm transition, ROI, land prices

    Road Warrior David Kohl answers your questions about the lending landscape, farm transition, land values and return on investment, offering this advice: Even with suppressed prices and volatile markets, experience mixed with a good manager can help an agricultural business successfully compete in today’s economic environment....More
  • Apr 12, 2016
    blog

    What I learned from 4-H and FFA

    Participation in groups like 4-H, FFA or similar programs gives young people a sense of belonging, confidence and teamwork that prepare them for a successful future....More
  • Apr 5, 2016
    blog

    Who benefits from cheap commodities?

    Low commodity prices can help some while hurting others. However, remember that commodity markets are extremely volatile and no economic cycle, up or down, lasts forever....More
  • Mar. 31, 2016
    poll

    Should GMOs be labeled? 31

    Recently, some major food companies have decided to label GMOs in their food products (but not because they believe GMO products are unsafe). The state of Vermont has chosen to label GMO foods, too. In light of these decisions, we'd like to know: Do you think GMO labeling is necessary? Should this be a federal issue? State issue? Or is GMO labeling just not necessary? Feel free to leave your comments below!  ...More
  • Mar 29, 2016
    blog

    3 concerns about American agriculture

    David Kohl recently participated in town hall meetings with farmers, lenders, agribusiness people and students. The majority have 3 major concerns about American agriculture, including: health care, regulations and crop insurance....More
  • Mar 29, 2016
    blog

    Understanding the difference in 2015 ARC-CO payments

    Many producers are having difficulty understanding why there is such a wide variation in the estimated 2015 ARC-CO payments from county to county, even though the counties may have had similar corn yields in 2015, based on yield estimates from the USDA....More
  • Mar 22, 2016
    blog

    It's time to stress-test your farm business financials

    With commodity prices falling and more negative margins, lenders are now asked to “stress test” your financial conditions as well as their agricultural portfolio. Let’s examine what is involved in “stress testing” and what may be yet to come....More
  • Mar 15, 2016
    blog

    Will family living costs put your farm out of business?

    Farmers need to get serious and truly appreciate how much family living expenses can impact the profitability of a farm business. The numbers tell us that family living cost and taxes are two areas in which to capture significant savings....More
  • Mar 15, 2016
    blog

    Agriculture stats for National Ag Week 1

    National Ag Week is March 13-19 across the United States, and March 15, is National Ag Day. To help celebrate, enjoy some statistics about today’s agriculture industry....More
  • Mar 8, 2016
    blog

    Economic volatility will present opportunities, and failure for those who don't manage it

    Recently, a Kansas producer of the Baby Boomer generation asked me, “Hey Doc! When will economics stabilize?” Well, it is certainly understandable for producers to seek some sense of economic normalcy in these days of economic reset. My response, however, may not deliver the comfort for which this producer was hoping, but it is definitely not all bad news. ...More
  • Mar 8, 2016
    Commentary

    Final crop insurance decisions must be made by March 15

    March 15 is the deadline to purchase crop insurance for the 2016 crop year for corn and soybeans. USDA Risk Management Agency (RMA) recently announced the 2016 established YP, RP and RPE prices: $3.86 per bushel for corn and $8.85 per bushel for soybeans....More

Continuing Education Courses
New Course

Accredited for 2 hours/CCA Soil & Water credits. The 2,000 member...

Keeping crop protection chemicals on the crop for which they are intended has been a...

Sponsored Introduction Continue on to (or wait seconds) ×