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David Kohl

Articles by David Kohl
Columnist David Kohl Offers 500 Columns Worth of Agriculture Insight

Everyone reaches certain benchmarks in life and this column is no different. Starting in 2001, I have been writing weekly articles with the mission of providing insight for agricultural decision-makers based upon my travels, academic research, and applied decision-making in our businesses. Much has taken place over this span. Let's take some time to recap some of the surprises and changes.

Lender Economic Storm Clouds: Part 2
A producer panelist at one of the schools was disgusted with their lender because the lender provided no feedback on
Lender Economic Storm Clouds: Part 1
This summer I have been very active conducting ag banker and lender schools throughout our great nation. I have to
Hello Lender; Meet my Business Plan
You may have heard me discuss the importance of business planning and submitting a business plan to your
The Highs and Lows of Financial Leverage 1
We have all heard our parents and grandparents say that they never purchased anything without having cash. Well, those
Tidbits from the Road
My summer travels are winding down after many schools, seminars, webcasts and, yes, good old-fashioned work on our
What Will Happen with Land Values, Credit Crisis, Ag Economy?
Recently my Road Warrior travels included a pit stop to WebEquity Solutions in Omaha, NE, to conduct a webcast to 757
Third- to Fifth-Generation Agriculture Business Advice
My Road Warrior travels took me to upstate New York at the head of the Finger Lakes to Geneva. After a refreshing
Is There a Bubble in the Agriculture Economy?
At the Graduate School of Banking at LSU, I co-lecture with Tom Payne of University of Tennessee – Martin on the topic
Perspectives from the Banking Schools
Recently I lectured for my 27th year at the Southeastern Ag Lenders School at Clemson and at the 61st LSU Graduate
The Economics are Changing: Margin and Coverage
In the last column I discussed the changing financial performance landscape, zoning in on return on assets (ROA) based
The Economics are Changing: ROA
This column’s title is a quote from my business associate, Alicia Morris, as both of us quickly glanced at a FINBIN
Individual Components of Farm Family Living Expenses
In the last column, discussion focused on total family living withdrawals from farm businesses. In this column,
What’s New in Family Living Cost?
A major component in farm cash flow analysis is the amount withdrawn for management salary or the family living
Leading Economic Indicators
My Road Warrior travels took me to Springfield, IL, to address the Community Bankers Association’s Ag

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